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2026 planning tool

Roth 401(k) vs. Traditional 401(k) Calculator

Compare projected after-tax retirement values for Roth and traditional 401(k) contributions.

How this estimate works

Compares projected after-tax values under the entered current tax rate, retirement tax rate, and investment assumptions.

Important limitations

This calculator is an educational estimate. Actual results depend on the taxpayer, employer plan, payroll system, and facts not entered.

Your personalized estimate

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